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Whether you are a horse owner, boarder, rider, farm owner, or owner of an equine business it is important to know how to use the law and insurance to make good decisions and protect your horse, yourself and your investments. Do you know your responsibilities? Are you protected?

• Do you own a horse?
• Taking care of someone else’s horse?
• Plan to lease a horse?
• Looking to breeding your horse?
• Have you ever had a horse break loose?

If your answer is yes to any of these questions then this is for YOU!

Click here to download the flier for the event.

$55.00 for adults
$25 for attendees younger than 18

$35.00 for advertising or retail table

LAW

There's Always Paperwork: Protecting Yourself with Contracts
An in depth presentation of the laws governing horse ownership and the contracts needed to protect you and your horse. Information will be presented on :

• Boarding:
  • Typical procedures: self-care, pasture board, stall board and full care
  • Boarding contracts
• Leasing
  • Different types of leases: free-lease, full-lease, half-lease
  • General practices
  • Leasing contracts
• Breeding
  • How does it actually work?
  • Mare care and live cover or Semen collection and AI
  • Breeding contracts
• Lessons and Riding
  • Waivers
• Horse Sales
  • Bill of Sale contracts
  • Required Paperwork
• Agister Leins

INSURANCE

And You Thought You Were Covered: Insurance and Liability
Many horse owners are unaware of the liabilities associated with their horses and the need for insurance. We will take a look at the types of liabilities that horse owners are presented with and the NY State laws associated with horse ownership.

Additionally, different types of insurance will be explained, including:

• Farm liability plans
• Horse insurance
  • death and medical
• Boarding
  • care custody and control
• Lessons
  • outside instructor liability coverage
• Trail riding
  • What is covered and what isn't?
• Clinics, Pony Rides and Parades

FINANCES

Finances and Taxes: Setting Yourself Up for Success
Do you know how to prepare and protect yourself financially? Learn how to set up your fiances and learn about tax laws as they relate to horses.

• Accounting Practices
  • Keep track of your horse expenses, whether private or business
• Business or not Business?
  • How to set up a DBA
  • Who qualifies?
• Taxes
  • Sales Tax
  • Deductions
  • Depreciation of Horses and Assets
  • Tax-Exempt Status

Group A:

Getting It All Together
Host: Tim Begany, Mainstream Advisory Services, LLC
So you have horses, maybe a business, and there’s a lot on your plate. How can you bring it all together? Tim’s goal is to make high-quality financial planning services more accessible to working individuals and families. Use this opportunity to educate yourself on basics related to the main areas of personal finance, including the financial planning process, retirement, investments, estate planning, and insurance coverage.

Group B:

Horse Boarding 101 for Providers and Clients
Host: Tammy Marsh, Palomino AcresEveryone needs to know what’s in a contract. Everyone needs to know what to expect. Gain perspective on etiquette and situations from both sides of the boarding contract.
What are the normal issues that people run into when hosting boarders at their farm as well as what issues do clients usually have when boarding their horses?

Group C:

Responsible Breeding Practices
Host: TBA
How important is pedigree and registration? How does overpopulation impact the equine economy? What makes someone a backyard breeder?

Group D:

Equine Business Brainstorming
Host: Erika Eckstrom, Painted Bar Stables
Opportunity for equine professionals to discuss issues and successes in contracts, marketing and business plans, as well as discuss how businesses can impact the health of the local horse community.

Group E:

Horse Ownership 101
Host: TBA
How much does it cost to own a horse? What vaccines and tests are needed for your horse? How often do I need to trim their feet? What kind of barn and pasture do I need? Where and how do I get hay, grain and other supplies?

Group F:

Horses for Sale: Ethical Buying and Selling
Host: TBA
An opportunity for people to discuss the reality of selling and buying horses. The pathway to horse sales can be filled with obstacles. This group should look at techniques for looking at horses, ways to avoid deceit, costs associated with buying and selling, and proper conduct.